
Trial Verdicts and Results
After a three (3) day jury trial, on December 15, 2022, Otto Espino and Jonah Kaplan obtained a full defense verdict on behalf of Universal Property and Casualty for a covered claim in a First-Party Property matter styled Laura Arroyo v. Universal Property & Casualty Ins. Co.
The lawsuit arose, due to a an alleged water leak sustained by Universal’s Insured (Laura Arroy) to a hallway bathroom that allegedly damaged laminate flooring in the bathroom, hallway and the adjoining bedrooms. After receipt of the claim, Universal adjusted the claim and extended coverage. Prior to the lawsuit, Universal paid Plaintiff for Coverage A Dwelling in the gross amount of $16,168.73. During the pre-suit claim adjustment period, Plaintiff provided a Sworn Proof of Loss (“SPOL’) indicating a demand of $67,665.08. At trial, Plaintiff presented another estimate for a reduced amount. The Plaintiff relied upon this contractor as her damage expert.
The evidence was presented that Universal complied with the Policy payment conditions by issuing payment for the full amount of damages. Mr. Espino successfully argued that the Insured/Plaintiff was not entitled to any further compensation under the Policy. After two hours of deliberations, the jury fully agreed and entered a full defense verdict. Read More.
The defense admitted liability and moved forward to a four-day jury trial on causation, permanency and damages. At trial, Plaintiff asked the jury for $1.8 million. The jury returned a verdict of $46,000 and specifically found that Plaintiff did not suffer any permanent injury. Plaintiff alleged that while she was parked exiting a shopping center, she was struck on the driver’s side of her SUV by Defendant Driver’s pickup truck travelling at 35mph. She claimed to have sustained three herniated discs in her spine as a result of the incident. Plaintiff asked the jury for $1.8 million using a per diem argument that Plaintiff should be awarded $5 per hour for the two years since the accident and $3.00 per hour for the estimated 45 years she is projected to live under Mortality Table guidelines. The jury awarded Plaintiff only $46,000 for past medical bills. The jury found no permanent injury and did not award damages for future medical bills or pain and suffering. Read More.
On January 27, 2023, Stuart Managing Partner Benjamin Pahl, Esq., and Senior Partner Nora Bailey, Esq., recently received a great verdict in Brevard County. The matter styled Plaintiff v. Neil Bailey and Bartels Forest Products involved admitted liability with a dump truck and trailer that had rear-ended Plaintiff’s car. Plaintiff was 27 years old, with no prior injuries or treatment. She underwent a lumbar spine surgery with $118K in medical bills. At trial, her treating neurosurgeon recommended approx. $750K in future medical treatments, including an ACDF and two-level lumbar fusion. We represented a lumber company and its driver who were in town from Illinois doing clean-up after Hurricane Irma. Our defense focused on undermining the doctor’s credibility using the fact that he often accepted far less for patients who were not involved in litigation than the charges he’d billed under a Letter of Protection to the Plaintiff. We also focused on surveillance of the Plaintiff, showing the jury that her claimed damages were inconsistent with her actions.
In closings, Plaintiff’s counsel - Lead Trial Counsel for Dan Newlin - asked for $750K for future meds, $118K for past meds, and an unlimited number for pain and suffering. After a five day trial and deliberating for 3+ hours, the jury came back with an award for past medicals of $48K — specifically excluding all treatment and surgery from her LOP neurosurgeon. They awarded no futures, no permanency, and no pain and suffering. Read More


